ACI’s garage policies offer an affordable way for you to obtain property and liability insurance. This policy includes key coverages that are important to any business, and also offers additional business-specific options that are important for any garage.
General / Garage Liability
Protects you against claims for damages because of bodily injury or property damage to others resulting from your business operations.
Garagekeepers Legal Liability
Covers physical damage to a customer’s vehicle left in the policyholder’s
care on a direct primary or legal liability basis.
Mechanics Tools and Equipment
Optional coverage for employee tools, on and off premises.
Business Personal Property
Employee tools and diagnostic equipment
Equipment Breakdown
Automatically included with Master Pac up to BPP limit; $100K sublimit applies to diagnostic, power generating or production equipment; higher limits available.
On-Hook Insurance Coverage is available.
Tow Truck and Wrecker
This program is intended for the Tow Truck Operator, towing a vehicle from an accident, to a repair shop or road side assistance. Other operations may be acceptable.
Dealers Specialty Coverage Available
– Dealers Open Lot
– False Pretense
– Driveaway Radius Extension
– Truth & Lending E&O
– Federal Odometer Statute E&O
– Title E&O
Other Policies and Coverage offered:
– Workers Compensation
– Automobile
– Umbrella
– Bonds
