We have more than 20 years protecting the Automobile Service Industry .
ACI's garage policies offer an affordable way for you to obtain property and liability insurance. This policy includes key coverages that are important to any business, and also offers additional business-specific options that are important for any garage.
General / Garage Liability
Protects you against claims for damages because of bodily injury or property damage to others resulting from your business operations.
Garagekeepers Legal Liability
Covers physical damage to a customer's vehicle left in the policyholder’s
care on a direct primary or legal liability basis.
Mechanics Tools and Equipment
Optional coverage for employee tools, on and off premises.
Business Personal Property
Employee tools and diagnostic equipment
Automatically included with Master Pac up to BPP limit; $100K sublimit applies to diagnostic, power generating or production equipment; higher limits available.
On-Hook Insurance Coverage is available.
Tow Truck and Wrecker
This program is intended for the Tow Truck Operator, towing a vehicle from an accident, to a repair shop or road side assistance. Other operations may be acceptable.
Dealers Specialty Coverage Available
- Dealers Open Lot
- False Pretense
- Driveaway Radius Extension
- Truth & Lending E&O
- Federal Odometer Statute E&O
- Title E&O
Other Policies and Coverage offered:
- Workers Compensation
* Not available through US Choice Program
Counter Coverage Protection
Another way of increasing car rental profits is to offer optional Counter Coverage protection to your renter’s. These are point-of-sale (POS) products, so if you don’t sell them, you don’t pay for them. This is another smart way to help you increase your bottom line!
SLI - Supplemental Liability Insurance
SLI is an additional liability protection for the renter and any authorized driver providing up to $1 million of liability protection. SLI coverage is in excess of all existing underlying insurance and does NOT provide primary liability coverage to the renter.
MINIMUM OF 25 UNITS REQUIRED
PAI/PEI: Personal Accidental/Effects Insurance
PAI/PEI provides additional insurance coverage for the renter and passengers. PAI provides the renter with Accidental Death, Accidental Medical Expense and Travel Assistance while the renter is in, boarding, or alighting the rental vehicle. PEI provides limited coverage from loss or damage to the renter’s personal belongings caused by theft, damage, or accident to your rental vehicle.
MINIMUM OF 25 UNITS REQUIRED
RCP: Renter’s Collision Protection
RCP protects your car and pays retail if totaled out! RCP pays for all damage done to rental car if the car is damaged due to collision, vandalism, wind storm, fire, hail or flood while in the renter’s possession.
All City Insurance, Inc.
1400 NW 107th Avenue, Suite 210 - Doral, FL 33172
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