CONTRACTORS PROFESSIONAL LIABILITY

Contractor’s E&O is a specific type of professional liability policy geared towards the exposures of both artisan and general contractors. Whether it is construction delays, misinterpretation of design plans or even incorrect installation, contractors face significant claim exposure. 

Most contractors carry General Liability (GL) insurance policies, but there are significant gaps in this coverage when it comes to “their product”, “their work”, and “their property” which our policies are designed to address.

Artisan and general contractors face many risks on a daily basis. Customers have unrealistic expectations of these professionals and are quick to escalate small complaints into high cost legal action. In today’s competitive and litigious environment, small contractors face many potential hazards. Customers expectations are higher than ever, and they’re quick to allege negligence in a contractor’s work.

Property developers are beginning to realize the gaps in coverage that GL policies do not address and are requiring that all contractors carry separate errors & omissions (E&O) coverage.

• General Contractors
• HVAC/Mechanical Contractors
• Plumbing Contractors
• Electrical Contractors
• Flooring Contractors
• Carpentry Contractors
• Roofing Contractors
• Fire Suppression Contractors
• Paving Contractors
• Painters
• Landscape Contractors
• Kitchen Contractors
• Masonry Contractors